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  #   011-001 - Banks And Financiers - An Overview

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  Understanding how banks and financiers operate is very important for a small/medium enterprise operator if they are going to be able to efficiently borrow funds for their business. This paper analyses a small/medium enterprise operator's relationship with a bank from a banker's perception and gives ...[Read more](#hikashop_show_tabular_description)

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 Understanding how banks and financiers operate is very important for a small/medium enterprise operator if they are going to be able to efficiently borrow funds for their business.

This paper analyses a small/medium enterprise operator's relationship with a bank from a banker's perception and gives an interesting insight into how bankers assess loan applications.

The paper, covering six pages, is presented under a number of headings, including:

- Types Of Banking
- Consumer Lending
- Business Banking
- Corporate Banking
- Commercial Banking
- Characteristics Of A Well Run Business - From A Banker's Perception
- Comments By A Banker On SMEs And Finance Applications By SMEs
- Management Issues - From A Banker's Perception
- Criteria For Lending By Bankers
- Reasons For Business Failure - Banker's Perception
- Reasons For Corporate Collapse - Banker's Perception
- Developing A Relationship With A Banker Or Financier